Open Banking Platform

Open APIs to access customers’ financial data and build personalised digital journeys

Actionable insights, account aggregation (AISP), customer onboarding, KYC, payment initiation (PISP),
goals and budget (PFM), digital lending, and enhanced credit scoring.

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The future is Open Finance

Years of banking industry knowledge, high-quality customer data aggregation & enrichment, and a Gartner-leading API platform

3,400+ financial institutions

To access customers’ data through a single API

Cloud-native platform

Software-as-a-Service to focus on your core competencies

400+ banking APIs

To design innovative use cases for your customers

Core banking agnostic

To stay with your existing core banking system


Connect to 3,400+ financial institutions and manage the complexity of data formats & types, authentication & authorization schemes. Access to both PSD2 regulated and non-PSD2 accounts (savings, credit, etc.). Aggregate, analyze and present data in the user-friendly way.


Personal finance

Benefit from embedded, automated data categorization to achieve maximum accuracy. Help your customers improve their financial behaviour. Provide a complete overview of their income and expenses, budget management & forecast tools, personalized advice on savings and goals.


Open banking revolution: SOPRA x TINK

Two European fintech leaders in digital banking combine their technologies and expertise.
This partnership enables our customers to harness the full value chain of open banking, well beyond PSD2 compliance.

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Enhanced onboarding

Fast and seamless customer onboarding in less than 3 minutes. Access to customers’ identity information and financial situations to enhance KYC process. Direct autofilling with available information, instant account verification, enhanced credit scoring.


Financial insights for digital lending

Automate data analysis and syncing with your credit scoring models for accurate loan decisions. Reduce TCO and decrease risk for your business with a lending life cycle from origination through servicing to collection.

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Streamlined remittance

Leverage account aggregation & payment initiation services to improve international transfers’ processes. Support your diaspora customers with easy and cost-effective remittance.

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Why Sopra Banking Software?

  • 1,500+ clients in 80+ countries

  • 400+ banking APIs

  • 5,000+ experts worldwide

  • Rewards & recognition

Mission critical for most financial institutions with local teams.

95% of the leading banks in Europe and 60% of the leading banks in Africa run Sopra Banking Platform.
80% of the top global captives use Sopra Financing Platform.

    Our API-first, component-based, cloud banking platform provides the broadest range of business capabilities.

    Launch new services fast with off-the-shelf digital use cases.
    Alternatively, design your own ones, leveraging available data and our platform’s capabilities.

      Team of trusted, world-leading professionals, conveniently situated for your corporate location.

      You can find our experts in 50+ cities worldwide: Paris, Amsterdam, New York, Boston, Sydney, Dubai, Sao Paulo, Beijing, London, Abidjan, Pune, Dakar,…

        Placed among the top #3 in Forrester’s Global Banking Platforms Deals Survey, 2020, in the Combined Deals category.

        The only vendor listed in the top 10 conventional solutions sold worldwide (IBS Sales League Table’20) with two different platforms: Sopra Banking Platform (#3 in the Global Universal Banking category). and Sopra Financing Platform (#1 in the lending category worldwide).

        [ARTICLE] Our impact on the future of open banking

        Here, Michel de Bolle, Chief Product Officer, and Bruno Cambounet, Head of Fintech Alliances and Digital Solutions in Product Marketing, discuss what the partnership with Tink means for Sopra Banking and its customers.

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        Enable your developer community

        A single API integration to connect to 3,400+ financial institutions and access to customers’ available personal and financial data.
        Developer portal with clear API documentation, service descriptions and guides.
        API management, API analytics and reporting from a Gartner Magic Quadrant Leader’19.
        Comprehensive and detailed transactional requests audit trailing for improved transparency.
        Sandbox and professional support for you to build new services.

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        More insights