Lending Lifecycle

Proven solutions tailored to your business

Your specialist financing software should fit you exactly, removing friction within your lending and leasing operations. Manage the whole lifecycle of your financing globally.

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Whole loan cycle 

From origination, to commitment, servicing, payoff & collections

Highly flexible

High-volume products & structured big tickets

Self-service portal  

Easy access for resellers & dealers

Real-time processing  

Automatic workflow for any volume of contracts


Global best practice, skilfully delivered locally


Anywhere, anytime access & managed services support

Best-in-breed financing solution

Whatever your needs in leasing and lending, our system will keep you ahead of the field.

  • All leases, loans & assets
    Auto, equipment, commercial, mortgage, consumer & real estate finance products on one platform.
  • Long & direct channel
    Supports all the channels you need, helping you to streamline operations & reduce costs.
  • Component-based platform
    Point-of-sale portal, origination, servicing, collection & wholesale finance components.
  • Clients in 50 countries
    With 300 implementations worldwide, Sopra Financing Platform aligns with market needs, both locally & globally.
  • Lower your risk
    With fast, integrated & configurable scoring for retail & commercial finance. Link to external sources with ease.
  • A pedigree to rely on
    With 1,600+ in-house experts, we build & maintain solutions with market know-how, industry insight & best practice tools.

Industrializing debt collection to tackle increasing risks

While French and European markets are particularly supported by institutions during times of crises, experts estimate that the amount of bad debt and non-performing loans could triple on a European scale once aide is suspended. In order to anticipate the risks, banks must prepare for an increase in bad debt and optimize their – often poorly equipped – collection services.

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Easily manage characteristics of your financing offers in a single space. Quickly collect all the documents you need from your clients.


The complete loan life cycle from origination, through servicing, to collection. Benefit from the world-best financial engine – #1 lending solution globally for 4 years in a row.


Increase your collection rate, thanks to an optimized business monitoring. Improve your customer relationship with differentiated collection strategies.

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